Payment options
Weight loss surgery is currently not covered by private medical insurance. This means you will need to pay directly for your operation. You can pay by cash, cheque or credit card before your treatment.
Or you can apply for the BMI Card, our own medical credit card, to help you spread the cost of your weight loss surgery in affordable monthly instalments. The BMI Card offers six month's 0% finance, subject to terms and conditions. Full details for the BMI Card are outlined below.
BMI Card
Helping you manage the cost of private medical care
The BMI Card is a unique credit card that allows you to spread the cost of health care, allowing you or your family to benefit from treatment at your chosen BMI hospital at a time convenient to you.
Designed to meet your needs
If you need an operation but do not have private medical insurance, most BMI hospitals offer a Self Pay Surgery scheme that will include the consultant surgeon and anaesthetist fees. If the consultants charge separately, these amounts may be debited to your BMI Card account, by prior arrangement with your chosen BMI hospital.
If you have private medical insurance, the BMI Card will allow you to manage the costs of treatment not covered by your insurance, which might be, for example, health screening, maternity care or cosmetic surgery.
Six months' interest-free credit for health care purchases
If the purchase is paid in full within six months, it will be entirely interest-free. Your minimum payment each month is 5% of the outstanding balance shown on the BMI Card statement, or £25, whichever is greater, (or the outstanding balance shown on the statement if less than £25).
Attractive interest rate
The interest rate and APR for any health care purchase will be 0% for the first six months starting with the date of debiting the purchase to your account. Thereafter, interest will be charged on the remaining balance of the account at a current rate of 0.79% per month (variable) APR 9.9%.
Choice of credit limit
You may choose your credit limit up to a maximum of £12,000. This facility is limited to applicants aged 18 years or over and living in England, Wales or Scotland, and is subject to normal credit checking procedures and our conditions below.
We reserve the right to request a bank reference for any application. With your permission we may contact your bank or building society, which must be inside the European union, for a reference and to confirm your name and address. BMI Healthcare reserves the right to refuse any application at its absolute discretion.
Payment of your account
We offer a Direct Debit facility for payment of your account.
No annual charge
The BMI Card has no annual charge or membership fee.
Your security
The Credit Agreement is regulated by the Consumer Credit Act 1974. A written quotation is obtainable on request.
How to apply
To apply for your BMI Card, please download the terms and conditions and complete the application form.
We normally need 2 - 3 weeks to process an application, but please allow postage time in addition.
BMI Card is a credit facility offered by BMI Healthcare Limited, 66 Chiltern St London W1U 6GH. Credit is offered for an initial period of six months on an interest free basis and thereafter at a typical APR of 9.9%. A minimum payment is required each month from the start of the loan equivalent to 5% of the outstanding balance or £25 whichever is the greater, or the outstanding balance shown on the statement if it is less that £25.